We specialize in formal debt restructuring through the Debt Review process, providing assistance to over-indebted consumers. Our expert team guides you through this structured approach to regain financial stability. We'll help you create a manageable plan to address your debts while enjoying legal protection against asset repossession.
Our services also include voluntary debt management, offering an informal and flexible approach. Tailored to your needs, this option allows you to control your repayments, with no mandatory minimum debt amount. You can choose to exclude your spouse if married in community of property and, when necessary, stop the process at your discretion.
We believe in your right to economic freedom. If your financial circumstances have improved, we offer a solution to terminate the Debt Review process, rescind the Debt Review Order, and remove the Debt Review flag from your credit record. Regain control over your financial future and creditworthiness with our Debt Review Removal service.
Our formal Debt Review process is tailored to assist over-indebted individuals or those at risk of becoming over-indebted. Once initiated, both the applicant and their spouse (if married in community of property) are credit flagged and blacklisted. All accounts are consolidated into the Debt Review, with no debt amount restrictions. Clients make a single monthly payment to a Payment Distribution Agency, ensuring equitable distribution among creditors. Furthermore, we provide court order protection for assets like houses, cars, and furniture, with legal fees matching the monthly installment.
Our informal debt restructuring offers flexibility for those seeking a tailored approach to managing their financial obligations. With a minimum monthly installment set at 50% of your current payment, it allows you to adapt to your budget. You'll make a single monthly payment into an attorney trust account for distribution, ensuring simplicity in managing your debts. The advantage of this process is that it won't reflect on your credit bureau, providing privacy and control. Please note that it does not reduce interest rates, and you have the option to exclude a spouse married in community of property.
We firmly believe that every consumer deserves economic freedom and the opportunity to clear their name and financial record, especially when it has been adversely affected by factors like a judgment, Debt Review Order, or Administration Order. If your financial circumstances have improved, our services allow you the option to terminate the Debt Review process. This enables you to rescind the Debt Review Order, thereby removing the Debt Review flag from your credit record. Take control of your financial future and creditworthiness by starting the Debt Review Removal process today.
"Discover the firsthand experiences of our valued clients as they share their stories of success, transformation, and the impact of our services on their financial well-being. Hear it directly from those who've taken the journey with us."
I wanted to share my incredible experience with your Financial Wealth Assessment. It all started with a simple phone call from one of your consultants, who patiently explained the process to me. After I approved the one-time payment using the Debicheck system, the consultant conducted the assessment. The results were eye-opening, just like a doctor diagnosing a health condition. The consultant discussed the options with me, and I found the proposed solutions to be both reasonable and effective. With your guidance, I am now on the path to financial freedom.The best part is, even if I had chosen not to proceed with the recommendations, I would still be grateful for the invaluable insights gained from the assessment. Credit Wellness truly understands that financial well-being is key, just like a doctor's consultation fee is justified.
I cannot express enough how grateful I am for your Financial Wealth Assessment. It was like having a financial checkup, and it has made a significant difference in my life. The consultant who spoke with me over the phone was incredibly helpful and professional. After the assessment, they presented options that were tailored to my needs, just like a doctor discussing a treatment plan after an examination. I decided to follow their advice, and it was a game-changer. Thanks to Credit Wellness, I am on the road to financial freedom. What's great is that even if I had chosen not to proceed with the suggested solutions, I would still consider the one-time cost of the assessment to be a worthwhile investment in my financial well-being. Thank you for being there for people like me who are striving for a brighter financial future.
I wanted to express my appreciation for the exceptional service I received during my Financial Wealth Assessment. It was indeed the starting point of my journey to financial freedom. Your consultant made the process easy to understand, just like a doctor explaining a medical diagnosis. After the assessment, the consultant discussed potential solutions tailored to my situation, and it felt like a doctor discussing medication or surgery options. I chose to follow the recommendations, and I'm already seeing positive changes in my financial well-being. Credit Wellness has been a guiding light on my path to financial success. Even if I had decided not to proceed with the suggested solutions, I would still consider the one-time assessment cost as a worthwhile investment.